Case Studies

Payza chooses Capita Identity Solutions for real-time identity verification

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payza-logoNew York and London – Payza, one of the largest payment platforms for e-commerce, corporate disbursement and remittances, announced today that it has partnered with Identity Solutions, a powerful user activity management system, which will further enhance Payza’s ability to perform real-time identity verification of its members in the United Kingdom.

“We receive thousands of new members each month in the UK,” said Mohammad Hashemi, director of product strategy for Payza. “Identity Solutions will allow us to do our due diligence on these customers more efficiently by granting us access to data provided by credit bureaus and other agencies and verify the people making those requests. This will further bolster our Financial Services Authority (FSA) compliance strategy in that region.”

Hashemi explained that the FSA in the UK requires a minimum “two-plus-two” verification, which means the company must obtain at least two points of verification – including name, address and date of birth – from two independent sources. These sources can include Government data such as electoral rolls, agencies that oversee passports and drivers’ licenses as well as credit reference agencies and utility organizations.

It is also a critical requirement to conduct anti-impersonation and Anti Money Laundering (AML) checks to ensure Payza is engaging with the “true” individual and that the individual has not previously been exposed to sanctions or corruption. Identity Solutions utilizes Global Sanctions, law enforcement and regulatory watch lists to screen all applicants.

According to Hashemi, when someone submits a request for membership, Payza informs the applicant that Identity Solutions will access those services to verify their backgrounds. Once the verification has been performed, Identity Solutions provides Payza with a real-time report authenticating the status of the individual it needs to avert risk and ensure it remains in FSA compliance.

“Failure to monitor and manage user behaviour has real and painful consequences for any organisation,” said Nicky Vaksdal, Commercial Director at Identity Solutions. “We are delighted to be working with Payza to detect and prevent potential risks to their business and to support them in offering the best customer experience possible.”


About Payza

Payza is one of the largest payment platforms for e-commerce, corporate disbursements and remittances worldwide.

Payza offers a highly secure e-wallet that provides businesses and consumers with convenient and flexible solutions for sending and receiving payments worldwide. The company offers access to payment services in both traditional and emerging markets as well as a host of tools and services including: fraud screening, dispute resolution, currency exchange, global payouts and disbursement services. In the 197 countries in which Payza operates, it conducts business in 22 different currencies for over 9 million individuals and 75,000 merchants.

For more information about Payza and the features it offers, or to sign up for an account, visit

About Capita Identity Solutions Capita Identity Solutions provides electronic identity verification solutions giving you the ability to remotely authenticate the identity, age and status of individuals.

This enables organisations to engage, communicate and transact with individuals in a safe, compliant and responsible manner. We offer global coverage and on-going monitoring of all customers to alert you to any potential risk.

Contact: Gary Thompson Clarity Communications for Payza 415-963-4082, ext. 101

See how we can overcome your identity, age verification and AML problems